High premium even when you are at young age? Find out why

It is a common understanding that your age is the primary factor affecting the rates when it comes to insurance premiums. In the case of life insurance plans, mortality risk (risk of death) increases with increasing age. As such, the premiums…

Youngsters and hypertension – How to manage?

The World Health Organisation (WHO) defines hypertension as a condition in which the blood pressure is too high. To a report presented at the 70th Annual Conference of CSI (Cardiological Society of India) one in five young adults in India suffers from…

Time to opt for a Joint Life Term Plan!

Time to opt for a Joint Life Term Plan!

After you get married, your responsibilities increase. You become emotionally and financially attached to your spouse. If you are a single-income family, i.e., where only one of you earns, you or your spouse shoulders considerable financial responsibility towards the family.…

Top 5 things to do before planning your first child

Planning for your first child is exciting as well as apprehensive. The child brings with it immense joy along with responsibilities. Your life undergoes a considerable change as you embrace parenthood. That is why getting into parenthood requires planning. If…

Maternity health insurance plans in India

The joy of maternity is indescribable. So are its costs. While pregnancy and childbirth mark a new chapter in your life, the medical expenses associated with the same can prove to be a burden. That is why many health insurance…

A financial checklist for the newly married couple

Finding your life partner and settling down is an important milestone in your life. It marks a new beginning and a new journey that the two of you embark upon newly married life as couple.  As you start your family,…

Can health insurance guard | Mounting costs of CS deliveries

Caesarean deliveries have become the common norm in India, especially in the private sector. As per the National Family Health Survey (NFHS – 5), 47.4% of the babies being delivered in private hospitals are through surgical methods, like Caesarean, compared to 14.3%…

Give your family the security they deserve! | Term plan

Marriage not only brings companionship it also brings with it a host of responsibilities. From one, you become two and then, when you start a family, the number increases. Your spouse and your children depend on you. This dependence is…

Top 10 Wedding Gifts For The Newly Married Couple

Weddings celebrate the union of two people and are celebrated with much enthusiasm. Loved ones are invited, and there’s a grand party and also a feast. Weddings also involve gifting. Every attendee brings a gift to wish the couple a…

Does health insurance cover complicated deliveries?

While pregnancy is joy, childbirth can get complicated. Delivering a healthy child is no cakewalk. There can be multiple complications during delivery that, if not handled properly, can lead to the death of the mother and/or the child. That is…