Ketogenic Diet and its Impact on your Health Insurance

Extensive research on ketogenic diets suggests that their benefits to your health or not are debatable. However, one thing is sure; the keto diet does impact your health and lifestyle. Furthermore, if something affects your health and lifestyle, it can impact your health insurance as well.

Are you confused about the relationship between keto, health and health insurance? Here are a few points explaining the same:

What is the impact of keto on your health?

A ketogenic diet is where you keep the proportion of carbohydrates in your diet to the minimum. This diet can help your body to divert its energy source from carbohydrates to fats. 

Thus, by utilising your body’s stored fat content and thereby losing water weight, you lose weight in a short period. Seems interesting, right?

What are the risks associated with the keto diet?

However, the ketogenic diet is not without risks and limitations. Studies suggest that a chronic adaptation of a ketogenic diet can have cardiovascular, insulin, endocrinological and metabolic impacts. 

Other risks associated with the keto diet are hypertension, insulin resistance, polycystic ovarian syndrome, diabetes mellitus and obesity. 

The ketogenic diet is equally risky as being beneficial for weight loss. Therefore, it can have a positive or negative impact on your medical history.

What is the impact of health on your health insurance?

There is an inverse relationship between your health and health insurance costs. The better your health, the lesser will be your health insurance cost and vice versa. 

Furthermore, an illness-free medical history will also help you reduce your health insurance premium during your health insurance renewal. 

Therefore, all your endeavours to stay healthy, whether by controlling your weight or keeping diseases at bay, will help you with your health insurance.

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What can you do?

No matter what diet you follow, your ultimate goal is to stay healthy. And, that is also what health insurers aim for. The healthier you are, the lesser will be your chances of claiming treatment of critical illness. 

Your diet plays a significant role in determining your health profile. Therefore, your focus can be to maintain a balanced diet that fulfils your needs for protein, fat, carbohydrate, vitamins, minerals and more. The same you can ensure while you are on a keto diet. 

Furthermore, it is better to consult a healthcare or nutrition professional while starting a diet to know its pros and cons. You can also conduct timely tests to keep a check on your deficiencies and excesses and address them immediately. 

A nutritional profile and a critical illness-free medical history will go a long way in helping you spend less on your health insurance and have an active lifestyle.

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