It is no secret that medical expenses are constantly rising. While medicine has made tremendous advancements in recent times, you cannot overlook the steadily increasing medical costs. According to the Indian Health Insurance Report, the rate of medical inflation in India…
Advancing age brings with it a host of medical conditions. The Longitudinal Ageing Study in India (LASI), published in January 2021, conducted a survey of individuals above 60. The survey pointed out the following – 55% of the individuals suffered from a…
According to a definition by the U.S. National Centre for Health Statistics, a chronic illness is one that lasts for three months or more and might get severe with time. On the other hand, Wikipedia defines a chronic condition as one…
There is a group health plan and an independent health plan when it comes to health insurance. Group health plans are bought by registered groups like employer-employee groups, clubs, banks, trade unions, etc. Such plans cover their members under a…
If there was one significant lesson that the pandemic brought to the forefront; then it is the fact that often group insurance health plans alone may not be sufficient to cater to your medical needs. The group insurance scheme for…
We had chucked the proverb “health is wealth” aside and pushed ourselves too hard professionally for long. But Covid-19 has nudged us out from the deep slumber we were all in. It’s time we took our health seriously, and by…
Back in our school days, our teachers often rewarded us with a bonus period of games if we maintained discipline throughout the day. We would be excited and felt more encouraged to follow class rules to the tee. After all,…
With the increasing instances of lifestyle illness and critical illnesses, we observe that there are multiple claims during the year. This has resulted in many individuals exhausting their medical insurance coverage within a policy year. This was especially so during…
You’ve been working in this organisation for years now and had been enjoying multiple corporate benefits. These benefits are tax-free meal vouchers, term insurance, group insurance health plans, internet and telephone reimbursements, etc. You knew your company has your back.…
A group health insurance policy is a cost-effective option for insuring a group of individuals under a single plan. The policy is an optimal employee benefits solution opted for by employers to provide their employees with the all-too-important health insurance…
Healthcare costs have increased at an unprecedented pace. Employees are slowly warming up to the idea of having an additional individual health insurance policy alongside their group insurance health plans. The pandemic brought to light the growing instances of group…
A group insurance policy is a blessing for employees. It is one of the features that many employees value the most is maternity cover. Depending on the features covered within the group insurance policy, maternity benefits may be offered. However,…
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