According to a definition by the U.S. National Centre for Health Statistics, a chronic illness is one that lasts for three months or more and might get severe with time. On the other hand, Wikipedia defines a chronic condition as one…
To say that medical expenses are rising is putting things mildly. It is rather an understatement as medical inflation is overtaking the average retail inflation in India. As per reports, the retail inflation in India was 3.4% in 2018-19 while medical…
There is a group health plan and an independent health plan when it comes to health insurance. Group health plans are bought by registered groups like employer-employee groups, clubs, banks, trade unions, etc. Such plans cover their members under a…
If there was one significant lesson that the pandemic brought to the forefront; then it is the fact that often group insurance health plans alone may not be sufficient to cater to your medical needs. The group insurance scheme for…
We had chucked the proverb “health is wealth” aside and pushed ourselves too hard professionally for long. But Covid-19 has nudged us out from the deep slumber we were all in. It’s time we took our health seriously, and by…
Back in our school days, our teachers often rewarded us with a bonus period of games if we maintained discipline throughout the day. We would be excited and felt more encouraged to follow class rules to the tee. After all,…
You’ve been working in this organisation for years now and had been enjoying multiple corporate benefits. These benefits are tax-free meal vouchers, term insurance, group insurance health plans, internet and telephone reimbursements, etc. You knew your company has your back.…
Healthcare costs have increased at an unprecedented pace. Employees are slowly warming up to the idea of having an additional individual health insurance policy alongside their group insurance health plans. The pandemic brought to light the growing instances of group…
During our working years, it is very rare that we think about our golden years. Even if we do, it is more from a glorifying perspective of how we would joyfully spend time doing the things we always wanted to…
A group insurance policy is a blessing for employees. It is one of the features that many employees value the most is maternity cover. Depending on the features covered within the group insurance policy, maternity benefits may be offered. However,…
Are you a working professional covered under the Group Health Insurance Policy and think that the cover offered is adequate? It’s common to think that way. Most working professionals think the same way. However, it would be wise to take…
You may have a group health insurance plan offered by your employer. However, that cover may not be enough or ideal for you and your family. In such a case, you need to opt for another coverage or enhance the…
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