In the earlier days, gender roles were clearly drawn. The man was the breadwinner who worked to provide for the family, and the woman would stay at home and take care of the household and children. Things have changed now, and women are matching men step by step in every field. Personal Financial Planning for […]

Term life insurance is life insurance in its most basic and traditional form. It is designed to provide an assured sum to your family if you pass away soon. The period for which the policy is effective is called the term. You typically pay a fixed premium throughout the term. Riders or Additional Benefits Additional […]

Term life insurance is one of the oldest, simplest, basic and traditional forms of life insurance. It aims to safeguard your loved ones’ financial needs in case of your premature demise. It gets you a considerably large cover at a relatively low premium. That’s the reason it is so popular and highly recommended to everyone […]

Consider this situation. Sahil and Sushama are both working, married and parents to two young children. They want to protect their family’s finances from either of their premature demises. So, they decided to purchase term life insurance for both of them. They were both surprised that Sushama’s premium was less than that of Sahil’s. Sahil […]

Let’s talk about your bedtime routine. Do you lie on your bed and go to sleep within a few minutes? Or do you check social media, play games online and watch OTT? Is the latter a more accurate description of your bedtime routine? Then, you are a bedtime procrastinator. If you indulge a lot in […]

Life’s uncertainty has always been a universal truth. However, recent incidents of young celebrities’ death may have just proved that calculating your years of life is impossible.  You may be in good health right now, but you cannot guarantee the future. Breadwinners in the family have always been worried about the upkeep of their family. […]

Term insurance is the conventional, fundamental form of life insurance. It has a fixed period called tenure or term associated with it. It also has a fixed sum assured. If the insured person passes away during the term, the sum assured is paid to nominees.  Term insurance plans are of the following types. 1. Level […]

Your health has an impact on your health insurance. Lifestyle diseases like any other pre-existing diseases would impact your health insurance.

Term life insurance is a simple, basic and traditional form of life insurance. All you need to do is pay a premium amount annually. The plan is valid for a fixed period known as the term or tenure. There is a fixed sum assured. If you die within the duration of the policy, your nominees […]

Extensive research on ketogenic diets suggests that their benefits to your health or not are debatable. However, one thing is sure; the keto diet does impact your health and lifestyle. Furthermore, if something affects your health and lifestyle, it can impact your health insurance as well. Are you confused about the relationship between keto, health […]